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Savings Rates Effective February 1, 2012
Savings rates are based on Credit Union profitability and cannot
be guaranteed.
All rates listed below are subject to change. Earnings may be reduced by fees.
| Savings
Accounts |
Nominal
Rate |
APY* |
| One Year Share Certificate** |
.65% |
.65% |
| Share & Clubs |
.50% |
.501% |
| IRA Share |
2.50% |
2.53% |
| |
*APY is the Annual Percentage Yield.
**90 Day Interest Penalty For Early Withdrawal.
|
|
Loan Rates Effective February 1, 2012
| Loan
Types |
Term |
APR* |
| Vehicle Loans (We
provide 100% financing.) |
| NEW As Low As |
1-3 Years
|
1.90%
|
4-5 Years
|
2.90%
|
6 Years
|
3.90%
|
7 Years
|
4.90%
|
|
|
| USED 2006 - 2011 As Low As
Model |
1-3 Years
|
2.90%
|
4-5 Years
|
4.90%
|
6 Years
|
6.90%
|
| USED 2005 or Older As Low As
Model |
1-3 Years
|
4.90%
|
4-5 Years
|
5.90%
|
|
|
|
Recreation Vehicles (We provide 100% financing) Self-Contained - (Cooking, sleeping, toilet & shower)
|
| New |
1-10 Years
|
7.50%
|
| Used |
1-10 Years
|
9.00%
|
|
Recreation Vehicles (We provide 100% financing) Not Self-Contained
|
| New |
1-6 Years
|
8.50%
|
| Used |
1-6 Years
|
10%
|
|
Computer Loan
|
| - |
1-2 Years
|
6.90%
|
|
Personal Loans
|
| Shared Secured Loan |
- |
4.90%
|
| Cert. Secured Loan |
- |
Rate + 3.50%
|
| 1 - 3 Years Unsecured |
As Low As |
4.90%
|
| 3 - 6 Years Unsecured |
As Low As |
6.90%
|
|
Mobile Homes (Max. $40,000 )
|
| No Down Payment |
1-5 Years
|
10.50%
|
| 5% Down Payment |
6-10 Years
|
11.50%
|
|
|
|
|
|
|
| |
*APR is the Annual Percentage Rate.
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