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Savings Rates Effective August 1, 2008
Savings rates are based on Credit Union profitability and cannot
be guaranteed.
All rates listed below are subject to change. Earnings may be reduced by fees.
| Savings
Accounts |
Nominal
Rate |
APY* |
| One Year Share Certificate** |
2.25% |
2.25% |
| Share & Clubs |
1.50% |
1.51% |
| IRA Share |
3.25% |
3.30% |
| |
*APY is the Annual Percentage Yield.
**90 Day Interest Penalty For Early Withdrawal.
|
|
Loan Rates Effective August 1, 2008
| Loan
Types |
Term |
APR* |
| Vehicle Loans (We
provide 100% financing.) |
| NEW
As Low As |
1-3 Years
|
3.90%
|
4-5 Years
|
4.90%
|
6 Years
|
5.90%
|
7 Years
|
7.90%
|
|
|
| USED
2005 - 2008 As Low As
Model |
1-3 Years
|
4.90%
|
4-5 Years
|
6.90%
|
6 Years
|
8.90%
|
| USED
2004 or Older As Low As
Model |
1-3 Years
|
6.90%
|
4-5 Years
|
7.90%
|
| Refinance an existing vehicle loan
from another institution at 1 % higher than our current
used rate. |
Recreation
Vehicles (We provide 100% financing)
Self-Contained - (Cooking, sleeping, toilet &
shower) |
| New |
1-10 Years
|
7.50%
|
| Used |
1-10 Years
|
9.00%
|
| Recreation Vehicles
(We provide 100% financing)
Not Self-Contained |
| New |
1-6 Years
|
8.50%
|
| Used |
1-6 Years
|
10%
|
| Computer Loan |
| - |
1-2 Years
|
6.90%
|
| Personal Loans |
| Shared Secured Loan |
-
|
6.90%
|
| Cert. Secured Loan |
-
|
Rate + 3.50%
|
| 1 - 3 Years Unsecured |
As Low As
|
6.90%
|
| 3 - 6 Years Unsecured |
As Low As
|
8.90%
|
| Mobile Homes (Max.
$40,000
) |
| No Down Payment |
1-5 Years
|
10.50%
|
| 5%
Down Payment |
6-10 Years
|
11.50%
|
|
Vacation Loans - Available until 8/31/08
|
| As Low As 4.9% |
1 Year Repayment
|
$3000. Max.
|
| |
*APR is the Annual Percentage Rate.
|
|
|
|
